Aye Finance AUM Jumps 27% to ₹7,044 Crore in FY26; Asset Quality Improves

• Aye Finance reported a strong operational performance for FY26, with Assets Under Management (AUM) rising 27% year-on-year to ₹7,044 crore.
• Total disbursements for the year grew 20% to ₹5,169 crore, with sequential disbursements increasing 26% to ₹1,655 crore in Q4FY26.
• Asset quality improved significantly, with Gross Non-Performing Assets (GNPA) declining to 4.77% in Q4FY26 and PAR X improving by 115 basis points.
• Collection efficiency remained strong at 99.5% in March 2026, and early-stage delinquencies improved, with Bucket 1 collections rising to 62.5%.
• Managing Director Sanjay Sharma highlighted the company's use of technology and data to support micro-enterprises and build a sustainable business.

Key Questions Answered

What drives Aye Finance's continued growth strategy?

Aye Finance's growth strategy is driven by leveraging technology and data to reach more micro-enterprises and support their expansion.

How will technology impact future micro-enterprise lending?

Technology will impact micro-enterprise lending by enabling digital lending and alternative data sources for underwriting.

Could this performance affect Aye Finance's stock price?

Aye Finance's stock price could be affected by its recent performance, as shares were trading 0.66% down at ₹90.42 following a business update.