PNB Housing Finance Q3 Net Profit Jumps 11% on Strong Retail Growth, Stable Asset Quality

• PNB Housing Finance reported a net profit of ₹521 crore in Q3, an 11% increase year-on-year.
• Retail loan assets grew 16% to ₹81,931 crore, now comprising 99.7% of total loan assets.
• Disbursements rose 15.6% year-on-year to ₹6,217 crore, with affordable and emerging markets contributing significantly.
• Asset quality remained stable, with Gross NPA at 1.04% and Net NPA at 0.68% as of December 31, 2025.
• The company maintains a strong capital-to-risk-weighted assets ratio of 29.46%.

Why It Matters: PNB Housing Finance achieved robust Q3 profit growth driven by strong retail loan expansion and stable asset quality.