Ditch Credit Cards! HDFC Millennia Debit Card Offers 5% Cashback, Save ₹4800 Annually

• HDFC Bank Millennia Debit Card provides up to 5% cashback, allowing savings of ₹400 monthly or ₹4,800 annually.
• Earn 5% cashback on PayZapp and SmartBuy, 2.5% on online spending, and 1% on offline purchases and e-wallet reloads.
• Cardholders receive 4 complimentary domestic airport lounge accesses each year.
• Cashback points (1 point = ₹1) are credited 90 days post-transaction, redeemable in multiples of 400 via net/mobile banking, and expire in one year.
• The card has an annual fee of ₹500 (plus tax) and daily limits of ₹50,000 for ATM withdrawals and ₹3.5 lakhs for domestic purchases.

Why It Matters: HDFC Millennia Debit Card offers significant cashback and benefits, making it a smart alternative to credit cards.