HDFC Millennia Debit Card: Up to 5% Cashback, Save Rs 4800 Annually!

• HDFC Bank's Millennia Debit Card offers up to 5% cashback on online, offline, and e-wallet reloads.
• Users can save up to Rs 400 monthly, totaling Rs 4,800 annually, making it a strong credit card alternative.
• Earn 5% cashback on PayZapp & SmartBuy, 2.5% online, and 1% offline/e-wallet reloads.
• Includes 4 complimentary domestic airport lounge accesses annually and cashback on e-wallet top-ups.
• Annual fee is Rs 500 (excluding taxes); cashback points must be redeemed within one year.

Why It Matters: HDFC Millennia Debit Card offers up to 5% cashback, saving Rs 4800 annually, a smart credit card alternative.