New Year 2026: Major Changes Impacting Banking, Social Media, Farmers & Employees

• Banking rules tighten: Credit score updates every 15 days, mandatory Aadhaar-PAN linking for services, revised loan/FD rates, stricter SIM link verification.
• Social media to see stricter rules for under-16s; diesel/petrol commercial vehicle bans planned in some cities.
• Government employees anticipate 8th Pay Commission, increased Dearness Allowances, and minimum wage hikes.
• Farmers require IDs for PM Kisan installments; crop insurance now covers wild animal damage, requiring 72-hour reporting.
• Common people face new Income Tax Return forms, revised LPG/commercial gas prices, and potential changes in air ticket costs.

Why It Matters: January 1, 2026 brings widespread changes affecting finances, social media, employment, and daily life.