Major Changes from Jan 1, 2026: Banking, Social Media, Salaries & More!

• Banking rules to change: weekly credit score updates, revised loan/FD rates, stricter SIM link verification, mandatory Aadhaar-PAN linking for services.
• Social media may see stricter rules for under-16s; diesel-petrol commercial vehicle bans expected in some cities.
• Government employees anticipate 8th Pay Commission implementation and increased Dearness Allowance (DA) from January 1.
• Farmers will require IDs for PM Kisan Yojana and get insurance for crop damage by wild animals under PM Kisan Fasal Bima Yojana.
• Common citizens to see new ITR forms, revised LPG/commercial gas prices, and changes in aviation fuel costs.

Why It Matters: January 1, 2026 brings widespread changes impacting banking, social media, employees, farmers, and daily life.