New Year, New Rules: Banking, Salary, Tax, Loans Change from Jan 1, 2026!

• Credit scores to update weekly, impacting loan eligibility and interest rates; major banks cut rates, new FD rates from Jan 2026.
• Aadhaar-PAN linking becomes mandatory, affecting banking and government services; digital payment rules tighten with UPI monitoring.
• Social media rules for children under 16 to be stricter with enhanced parental controls.
• 8th Pay Commission likely for government employees as 7th Pay Commission ends Dec 31, 2025; DA increase possible.
• Farmers need unique Farmer ID for PM Kisan; LPG/commercial cylinder prices and airfares may change from Jan 1.

Why It Matters: Major rule changes from January 1, 2026, will impact banking, loans, taxes, and daily expenses.