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News1810-12-2025, 18:28

EPFO's New PF Rules: How Much Can You Withdraw Now?

  • EPFO has simplified PF withdrawal rules, reducing the waiting period for some withdrawals from 13 to 3 months.
  • You can withdraw up to 90% for home purchase/repair, 100% for family illness, and 75% for children's/siblings' education or marriage.
  • After 12 months of service, up to 75% can be withdrawn; 100% is allowed after two months of unemployment.
  • New rules allow 100% withdrawal after 12 months of service in some cases, previously requiring 5-7 years.
  • Full PF balance can be withdrawn upon retirement, with simplified processes.

Why It Matters: New EPFO rules ease PF withdrawals, providing quicker access to crucial funds.

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