EPFO Eases PF Withdrawal Rules: Know Your Limits for Home, Health, Job Loss

• EPFO allows varying PF withdrawals; 100% in some cases, 75% in others, as it's primarily retirement savings.
• For home purchase/repair, up to 90% of PF can be withdrawn; 100% for medical emergencies.
• 75% of PF (contribution + interest) can be withdrawn for children's/siblings' education or marriage.
• During employment, 75% can be withdrawn after 12 months; 100% after 2 months of unemployment.
• Recent EPFO changes include reducing the waiting period from 13 to 3 months and allowing 100% withdrawal after 12 months of service in certain situations.

Why It Matters: EPFO's new rules simplify PF withdrawals, making funds more accessible for urgent needs.