Credit Card Rules Alert: SBI, HDFC, ICICI Bank Update Lounge Access, Rewards

• SBI Card, HDFC Bank, and ICICI Bank have updated credit and debit card rules, primarily affecting airport lounge access, spending limits, rewards, and charges.
• ICICI Bank's changes, effective January 15, 2026, impact reward points, benefits, and fees on selected credit cards, including entertainment and foreign currency transactions.
• SBI Card's domestic airport lounge access program changes, effective January 10, 2026, divide lounges into Set A and Set B, with access depending on card type.
• HDFC Bank's debit card lounge access rules, also effective January 10, 2026, double the spend requirement and introduce a voucher-based system for entry.
• Cardholders are advised to review updated rules, reward structures, and fees to avoid inconvenience and maximize benefits, especially before travel.

Why It Matters: Major banks SBI, HDFC, and ICICI have revised credit/debit card rules, impacting lounge access and rewards; cardholders must review changes.