NPS Withdrawal Rules Eased: 100% Corpus Withdrawal Now Possible for Many

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News18•13-02-2026, 05:56
NPS Withdrawal Rules Eased: 100% Corpus Withdrawal Now Possible for Many
- •PFRDA introduced significant changes to NPS withdrawal rules in December 2025, benefiting investors.
- •Subscribers can now withdraw 100% of their corpus if it's 8 lakh rupees or less at retirement (age 60+), up from 5 lakh rupees.
- •For premature exit (after 5-year lock-in), 100% withdrawal is allowed if the corpus is 5 lakh rupees or less.
- •In case of subscriber's death, nominees receive 100% of the corpus as a lump sum, regardless of the amount.
- •The maximum exit age has been extended to 85 years, offering greater flexibility for continued investment.
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