NPS Withdrawal Rules Eased: 100% Corpus Withdrawal Now Possible for Many
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News1813-02-2026, 05:56

NPS Withdrawal Rules Eased: 100% Corpus Withdrawal Now Possible for Many

  • PFRDA introduced significant changes to NPS withdrawal rules in December 2025, benefiting investors.
  • Subscribers can now withdraw 100% of their corpus if it's 8 lakh rupees or less at retirement (age 60+), up from 5 lakh rupees.
  • For premature exit (after 5-year lock-in), 100% withdrawal is allowed if the corpus is 5 lakh rupees or less.
  • In case of subscriber's death, nominees receive 100% of the corpus as a lump sum, regardless of the amount.
  • The maximum exit age has been extended to 85 years, offering greater flexibility for continued investment.

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