Job Changes & EPF: Don't Let Delays Cost You! UAN, KYC, and Smart Transfers Explained

• Your EPF account doesn't reset with job changes; it follows your Universal Account Number (UAN).
• Delays in EPF transfers often stem from incomplete KYC (Aadhaar, PAN, bank details) or employer-side approval issues.
• Mismatched names or spelling differences between Aadhaar and EPF records can block transfers.
• KYC verification is crucial for all online EPF services; check its status immediately after a job switch.
• Untransferred EPF accounts stop earning interest after three years of no contribution, leading to lost growth and complicated withdrawals.

Why It Matters: Proactive UAN linkage, complete KYC, and timely transfers prevent EPF delays after job changes.