Job Change & EPF: Your UAN and KYC are Key to Seamless Transfers!

• Your EPF account doesn't restart with a new job; your Universal Account Number (UAN) remains constant, linking all your PF accounts.
• A new member ID is created under your existing UAN when you join a new company, accumulating your service history.
• Incomplete or incorrect KYC (Aadhaar, PAN, bank details) is the biggest reason for EPF transfer delays.
• Discrepancies in your name between Aadhaar and EPF records, even minor ones, can stall transfers.
• Failing to transfer old EPF accounts means money remains inactive, and interest stops accruing after three years of no contribution.

Why It Matters: Always update KYC, provide existing UAN, and transfer old EPF funds to avoid future complications and loss of interest.