Small Saving Schemes
Personal Finance
M
Moneycontrol31-12-2025, 22:22

Small Savings Rates Unchanged for March Quarter: Check Your Earnings

  • Small saving scheme interest rates remain unchanged for the March quarter (Jan-Mar 2026), marking the eighth consecutive quarter.
  • Schemes like Public Provident Fund (PPF) and Sukanya Samriddhi Yojana are included in the unchanged rates.
  • Current rates include PPF at 7.1%, Sukanya Samriddhi at 8.2%, and Senior Citizen Savings Scheme at 8.2%.
  • Rates are determined quarterly by the Finance Ministry, tracking market yields of government securities with RBI input.
  • The last revision was in April 2024, increasing 3-year time deposit and Sukanya Samriddhi rates; other rates were unchanged for over a year.

Why It Matters: Small savings rates, including PPF and Sukanya Samriddhi, hold steady for the March quarter.

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