निवेश की रकम के हिसाब से सुकन्या समृद्धि योजना में मैच्योरिटी अमाउंट भी बदलता है।
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Moneycontrol20-12-2025, 20:38

Sukanya Samriddhi Yojana: Turn ₹2000/Month into ₹10 Lakh for Daughter's Future!

  • Sukanya Samriddhi Yojana (SSY) is a government-backed scheme ensuring financial security for daughters, offering guaranteed returns and tax benefits.
  • Accounts can be opened for daughters under 10; investments are made for 15 years, with the account maturing after 21 years.
  • Currently, SSY offers an 8.2% annual interest rate, with interest continuing to accrue even after the 15-year investment period.
  • Depositing ₹2,000 monthly (₹24,000 annually) for 15 years totals ₹3.6 lakh, maturing to approximately ₹9.6-10 lakh.
  • Higher monthly investments like ₹5,000 can yield ₹24-25 lakh at maturity; 50% withdrawal is allowed for education after age 18.

Why It Matters: SSY offers guaranteed, tax-free returns, making it an ideal scheme for securing a daughter's future.

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