SSY: Secure Daughter's Future! ₹22.5 Lakh Investment Yields ₹72 Lakh.
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Moneycontrol12-12-2025, 15:08

SSY: Secure Daughter's Future! ₹22.5 Lakh Investment Yields ₹72 Lakh.

  • Sukanya Samriddhi Yojana (SSY) helps parents save for their daughter's education and marriage expenses.
  • Accounts can be opened for a girl child before she turns 10, with annual deposits from ₹250 to ₹1.5 lakh for 15 years.
  • The scheme currently offers an 8.2% annual compounded interest rate and matures after 21 years.
  • An investment of ₹22.5 lakh (₹1.5 lakh/year for 15 years) can grow to approximately ₹72 lakh at maturity.
  • Partial withdrawals (up to 50%) are permitted for higher education or marriage after the daughter turns 18, and the maturity amount is tax-free under Section 80C.

Why It Matters: Sukanya Samriddhi Yojana offers a secure, high-return fund for a daughter's future.

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