Wrong UPI Transaction? Get Your Money Back with These Easy Steps!

• Accidentally sent money to the wrong UPI ID? Digital payments are fast, but mistakes happen.
• Immediately file a complaint within your UPI app (Paytm, Google Pay, PhonePe) in the 'Help' or 'Support' section.
• Contact your bank's customer care with the transaction reference number; they will coordinate with the receiver's bank via NPCI.
• If your bank cannot resolve it, escalate the complaint to the NPCI website or, as a last resort, the RBI's Banking Ombudsman.
• Money recovery depends on the receiver's willingness to return it; legal action may be necessary if they refuse.

Why It Matters: Follow a step-by-step process involving your UPI app, bank, NPCI, or Ombudsman to recover wrong UPI transactions.