IDFC FIRST Bank unveils FIRST WOW! Black Credit Card with zero forex markup

• IDFC FIRST Bank launched the FIRST WOW! Black Credit Card, a premium FD-backed secured card.
• The card offers zero forex markup on international spends and supports dual networks (Mastercard & RuPay) with UPI-linked transactions.
• Key benefits include 4 annual domestic airport lounge accesses, complimentary roadside assistance, and various insurance coverages.
• It has a ₹750 + GST joining/annual fee, waived from the second year with ₹1.5 lakh annual spend, and requires a minimum ₹20,000 fixed deposit.

Why It Matters: This card makes premium credit features accessible to more people via a secured FD.