Paripoorna Mediclaim Ayush Bima Launched for CGHS Beneficiaries

• The Department of Financial Services (DFS) launched Paripoorna Mediclaim Ayush Bima, an optional health insurance for CGHS beneficiaries.
• The policy offers cashless treatment, modern procedure coverage, and a wide hospital network, complementing existing CGHS facilities.
• It provides indemnity-based in-patient hospitalization cover with sum insured options of ₹10 lakh and ₹20 lakh, and co-payment structures (70:30 or 50:50).
• Key features include room rent caps, 30 days pre-hospitalization and 60 days post-hospitalization cover, and 100% AYUSH treatment coverage.
• Beneficiaries receive discounts (28% or 42%) compared to regular policies, a 10% cumulative bonus for claim-free years, and no GST.

Why It Matters: Paripoorna Mediclaim Ayush Bima offers comprehensive, discounted health coverage for CGHS beneficiaries.