Central Govt Employees Get 20 Lakh Cashless Mediclaim Under New 'Paripurno Ayush' Policy

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News18•18-01-2026, 18:54
Central Govt Employees Get 20 Lakh Cashless Mediclaim Under New 'Paripurno Ayush' Policy
- •Central government launches 'Paripurno Mediclaim Ayush Insurance' for employees and pensioners under CGHS.
- •Offers cashless treatment up to 20 lakh rupees in corporate hospitals nationwide, covering up to six family members.
- •Includes flexible co-payment options (70:30 or 50:50) to make premiums affordable, reducing personal expenses.
- •Provides 100% coverage for AYUSH treatments and partial coverage for modern/robotic surgeries.
- •Features a cumulative bonus: sum insured increases by 10% annually for no claims, potentially doubling over 10 years.
Why It Matters: New 'Paripurno Mediclaim Ayush Insurance' offers central govt employees and pensioners 20 lakh cashless cover.
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