Paripoorna Mediclaim Ayush Bima: Cashless Treatment, Major Hospitals Included
Personal Finance
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CNBC Awaaz16-01-2026, 10:55

Paripoorna Mediclaim Ayush Bima: Cashless Treatment, Major Hospitals Included

  • Ministry of Finance launches Paripoorna Mediclaim Ayush Bima, an optional health insurance for CGHS beneficiaries.
  • The scheme offers cashless treatment, modern medical procedure coverage, and access to a nationwide hospital network.
  • Available with Sum Insured options of ₹10 lakh and ₹20 lakh, and co-payment choices of 70:30 or 50:50.
  • Includes 30 days pre-hospitalization, 60 days post-hospitalization, and up to 100% AYUSH treatment coverage.
  • Beneficiaries receive significant premium discounts (28% to 42%) and are exempt from GST, making it more affordable.

Why It Matters: Paripoorna Mediclaim Ayush Bima offers affordable, cashless, and comprehensive health coverage for CGHS beneficiaries.

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