Banks Closed 16 Days in January 2026: Check RBI Holiday Schedule Now!

• Banks will observe 16 holidays in January 2026, including weekends and regional festivals.
• Closures include all Sundays and the second and fourth Saturdays of the month.
• State-specific holidays like Swami Vivekananda Jayanti (West Bengal) and Makar Sankranti (Gujarat, Odisha, Arunachal Pradesh, Assam) will affect banking operations.
• Southern states like Andhra Pradesh, Telangana, Tamil Nadu, Karnataka, and Sikkim will have closures for Sankranti/Pongal.
• Digital banking services (net banking, mobile apps, UPI) and ATMs will remain operational during bank holidays.

Why It Matters: Plan bank visits for January 2026 carefully due to 16 days of closures, including regional holidays.