Job Loss? New EPFO Rules Allow Immediate 75% PF Withdrawal!

• EPFO has changed PF withdrawal rules for unemployment, allowing immediate 75% withdrawal after job loss.
• The remaining 25% can be withdrawn after 12 months of unemployment; full withdrawal eligibility after 2 months of unemployment.
• Pension (EPS) withdrawal now requires 36 months of unemployment, extended from 2 months, for long-term security.
• Withdrawal categories are limited to essential needs, housing, and special circumstances; TDS can be avoided with Form 15G/15H.
• The online PF withdrawal process is quick (3-5 days with updated KYC) via the UAN portal, requiring Aadhaar, PAN, and bank details.

Why It Matters: New EPFO rules offer immediate financial relief post-job loss while securing retirement funds.