ICICI Credit Card Users Face Major Changes from January 15, 2026

• ICICI Bank is implementing significant changes to its credit card rules, impacting rewards, benefits, and charges.
• Changes include revised reward points for Emeralde Metal Card, excluding government services, fuel, rent, and wallet loads.
• BookMyShow offer now requires a minimum spend of ₹25,000 in the previous quarter for selected cards.
• New fees introduced for add-on Emeralde Metal Cards (₹3,500) and increased foreign currency conversion charges across various cards.
• A 2% fee will be applied to transactions on gaming platforms like MPL and Junglee Games, and a 1% fee for loading ₹5,000+ into third-party wallets.

Why It Matters: ICICI Bank is revising credit card rules from January 15, 2026, affecting rewards, fees, and benefits.