ICICI Credit Card Rules Change Jan 15: Rewards, Fees, Wallets Impacted!

• ICICI Bank is changing credit card rules from January 15, 2026, affecting rewards, benefits, and charges.
• Emeralde Metal Card reward points will exclude government services, fuel, rent, taxes, property management, and third-party wallets.
• BookMyShow offer requires a minimum spend of ₹25,000 in the previous quarter for selected cards.
• New add-on Emeralde Metal Cards will incur a one-time fee of ₹3,500.
• New fees for foreign currency spending (DCC), gaming platforms (2%), and loading third-party wallets (1% for ₹5,000+).

Why It Matters: ICICI Bank's new credit card rules from January 15, 2026, will significantly impact user benefits and charges.