UPI Lite: Pay PIN-Free on GPay & PhonePe for Small Transactions!

• UPI Lite allows small payments without a UPI PIN, functioning as an on-device wallet.
• Users load a fixed amount (up to ₹5,000) into the wallet, requiring a PIN only for this initial load.
• Individual transactions are capped at ₹1,000 and complete instantly without a PIN.
• Available on Google Pay and PhonePe; activation involves selecting the UPI Lite option and adding funds.
• Ideal for frequent small payments like tea, auto rides, or groceries, simplifying daily digital transactions.

Why It Matters: UPI Lite simplifies small digital payments on GPay/PhonePe, making transactions faster and PIN-free.