Unlock Rs 1.25 Crore: Turn Rs 68 Lakh into Wealth in Just 3 Years

• Strategic planning and discipline are crucial to grow Rs 68 lakh to Rs 1.25 crore in three years, especially for those in their early 30s.
• Diversify investments by moving part of direct stock holdings into equity mutual funds and investing an extra Rs 15 lakh in diversified equity MFs to balance risk.
• Maintain regular SIPs with yearly increases to smooth out market volatility and ensure consistent wealth building.
• Protect savings by establishing a liquid emergency fund (6 months' expenses) and securing adequate health and life insurance.
• Gradually reduce equity exposure as the goal approaches to safeguard accumulated wealth from sudden market swings.

Why It Matters: Achieve Rs 1.25 Cr goal in 3 years with balanced investments, disciplined SIPs, and risk management.