Bank of Baroda Passes On RBI Repo Rate Cut, Lowers EMIs

• RBI reduced the repo rate from 5.50% to 5.25% on December 5th.
• Bank of Baroda immediately lowered its Baroda Repo Based Lending Rate (BRLLR) from 8.15% to 7.90%, effective December 6th, 2025.
• Customers with home, car, and personal loans will benefit from lower EMIs due to the rate cut.
• RBI increased its GDP growth forecast for FY26 to 7.3% from the previous 6.8%.
• The RBI has cumulatively cut the repo rate by 1.25% in four installments since February 2025.

Why It Matters: Bank of Baroda's rate cut lowers loan EMIs for customers.