Duplicate UANs Can Wreck Your EPF: Here's How To Fix & Avoid The Mess

Business
M
Moneycontrol•04-01-2026, 11:01
Duplicate UANs Can Wreck Your EPF: Here's How To Fix & Avoid The Mess
- •Many people unknowingly end up with multiple UANs due to job changes, HR errors, or data mismatches like name/DOB variations.
- •Duplicate UANs lead to issues like delayed EPF transfers, stalled withdrawals, incomplete service history, and forgotten balances.
- •The solution involves consolidating all EPF balances and service history into one active UAN, typically linked to your current employer.
- •Key steps include identifying all UANs, ensuring KYC details match, transferring funds from old accounts, and requesting EPFO to deactivate older UANs.
- •To prevent future issues, always share your existing UAN with new HR and verify EPF contributions are linked to it.
Why It Matters: Consolidate all EPF accounts under one active UAN to avoid financial headaches and ensure smooth access.
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