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Moneycontrol15-01-2026, 08:34

Paripoorna Mediclaim Ayush Bima: New Health Plan for CGHS Beneficiaries Launched

  • The Centre launched Paripoorna Mediclaim Ayush Bima, an optional health insurance plan for Central Government Health Scheme (CGHS) beneficiaries.
  • The policy offers cashless facilities, modern treatments, and access to a wide network of hospitals.
  • Available as a retail product, it can be an individual or family floater plan with sum-insured options of Rs 10 lakh or Rs 20 lakh.
  • Beneficiaries can opt for co-payment ratios (70:30 or 50:50) to receive premium discounts of 28% or 42% respectively.
  • A cumulative bonus increases the sum insured by 10% for every claim-free year, up to 100% of the base cover.

Why It Matters: Paripoorna Mediclaim Ayush Bima offers flexible, cashless health insurance for CGHS beneficiaries.

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