Central Govt Staff, Pensioners Get Rs 20 Lakh Cashless Mediclaim: Big Relief!

• The Centre launched ‘Paripoorna Mediclaim Ayush Insurance’ for CGHS beneficiaries, offering cashless treatment at corporate hospitals.
• The policy covers up to six family members with options for Rs 10 lakh to Rs 20 lakh coverage, including flexible co-payment.
• It provides 100% coverage for AYUSH treatments and partial coverage for advanced surgeries, with pre- and post-hospitalisation expenses included.
• Premiums are significantly lower than private plans, with no GST, and a cumulative bonus increases coverage by 10% annually for claim-free years.
• The scheme is administered by New India Assurance, offering an added safety net for government employees and pensioners.

Why It Matters: New 'Paripoorna Mediclaim Ayush Insurance' offers central govt staff and pensioners Rs 20 lakh cashless cover.