NPS Withdrawal Rules 2026: When Can You Withdraw 100% of Your Funds?

• PFRDA has relaxed NPS withdrawal rules, allowing 100% withdrawal in specific scenarios.
• At retirement (age 60+), if the total corpus is up to 8 lakh, 100% withdrawal is permitted without buying an annuity.
• For early exit (before age 60, after 5 years in scheme), 100% withdrawal is allowed if the fund is less than 5 lakh.
• Upon the death of the account holder, the nominee or legal heir can withdraw 100% of the fund as a lump sum, regardless of the amount.
• The primary goal of NPS is to provide a pension, but these exceptions cater to small investors and unforeseen circumstances.