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New SIM, eSIM, or SIM Swap? Key Information for SMS, UPI, OTPs, and Bank Transactions
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SIM Swap? Expect 24-Hour SMS Block for UPI, Bank Transactions
M
Moneycontrol
•
05-03-2026, 17:10
SIM Swap? Expect 24-Hour SMS Block for UPI, Bank Transactions
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New SIM, eSIM, or SIM swap triggers a mandatory 24-hour SMS service block.
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This TRAI-mandated rule prevents SIM Swap fraud and unauthorized financial access.
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During the block, banking SMS, OTPs, and UPI app verifications (Google Pay, PhonePe, Paytm) are suspended.
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Services automatically restore after 24 hours; UPI apps require re-verification.
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Changing mobile numbers requires updating bank records and re-registering UPI ID.
Read Full Article on Moneycontrol in English
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